:root{--ink:#15313c;--navy:#083e51;--deep:#073040;--teal:#0b8f97;--mint:#c1ece0;--sea:#eaf8f5;--gold:#f4cc87;--white:#fff;--muted:#56727c;--line:#d9e9e8;--cream:#fcfaf5;--radius:22px;--shadow:0 22px 55px rgba(7,48,64,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;background:#fff}a{color:var(--teal);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--navy)}img{max-width:100%;display:block}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3{line-height:1.14;letter-spacing:-.045em}h1{font-size:clamp(2.6rem,5vw,4.75rem);font-weight:780}h2{font-size:clamp(2rem,3.4vw,3.15rem);font-weight:770}h3{font-size:1.35rem;letter-spacing:-.025em}p{max-width:73ch}.container{max-width:1180px;margin:auto;padding-left:24px;padding-right:24px}.mini{font-size:.83rem}.muted{color:var(--muted)}.eyebrow{color:var(--teal);text-transform:uppercase;letter-spacing:.16em;font-size:.77rem;font-weight:800}.tag{display:inline-flex;align-items:center;gap:8px;padding:5px 12px;border-radius:999px;border:1px solid var(--line);background:#f7fffd;color:var(--navy);font-size:.78rem;font-weight:750;letter-spacing:.02em}
.site-head{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}.nav{display:flex;justify-content:space-between;align-items:center;gap:20px;min-height:79px}.logo{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--deep);font-weight:850;letter-spacing:-.045em;font-size:1.4rem}.logo img{width:36px;height:36px}.logo span span{color:var(--teal)}.nav-links{display:flex;align-items:center;gap:22px}.nav-links a{color:var(--navy);font-size:.91rem;font-weight:700;text-decoration:none}.nav-links a:not(.btn):hover{color:var(--teal)}.nav-toggle{display:none;align-items:center;background:#fff;border:1px solid var(--line);padding:9px 12px;border-radius:10px;color:var(--navy);font-weight:700}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:13px 21px;min-height:48px;background:var(--teal);border:2px solid var(--teal);color:white!important;text-decoration:none;font:inherit;font-weight:780;border-radius:12px;cursor:pointer;transition:transform .15s,box-shadow .15s;white-space:normal;text-align:center}.btn:hover{transform:translateY(-1px);box-shadow:0 10px 20px rgba(11,143,151,.14)}.btn.alt{background:white;color:var(--navy)!important;border-color:#c0d7d5}.btn.dark{background:var(--deep);border-color:var(--deep)}.button-row{display:flex;flex-wrap:wrap;gap:11px;align-items:center}.section{padding:82px 0}.section.subtle{background:var(--sea)}.section.cream{background:var(--cream)}.section-header{max-width:740px;margin-bottom:34px}.section-header p{font-size:1.09rem;color:var(--muted)}
.hero{background:radial-gradient(circle at 7% 2%,#f4fff8,transparent 45%),linear-gradient(145deg,#eff9f6 0%,#f9fcfb 52%,#f3f4ef 100%);padding:66px 0 79px}.hero-grid{display:grid;grid-template-columns:1.04fr .96fr;align-items:center;gap:46px}.hero h1{margin:18px 0 22px}.hero h1 em{font-style:normal;color:var(--teal)}.hero .lead{font-size:1.13rem;line-height:1.76;color:#43636b;max-width:58ch}.hero-media{position:relative}.hero-media img{height:490px;width:100%;object-fit:cover;object-position:62% center;border-radius:25px;box-shadow:var(--shadow)}.hero-sticker{position:absolute;left:-16px;bottom:-20px;background:white;box-shadow:var(--shadow);padding:16px 19px;border-radius:15px;max-width:235px;line-height:1.4;font-weight:750;color:var(--deep);border:1px solid var(--line)}.hero-sticker small{display:block;color:var(--muted);margin-top:5px;font-size:.78rem;font-weight:550}.underhero{display:flex;gap:22px;flex-wrap:wrap;margin-top:30px;color:#516b73;font-size:.89rem}.underhero span:before{content:'✓';margin-right:8px;color:var(--teal);font-weight:850}.stats{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:18px;padding:24px 28px;background:#fff;border:1px solid var(--line);border-radius:17px;margin-top:-35px;position:relative;z-index:3;box-shadow:0 8px 34px rgba(7,48,64,.04)}.stats strong{display:block;color:var(--deep)}.stats small{display:block;color:var(--muted)}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.card{border:1px solid var(--line);background:#fff;border-radius:var(--radius);padding:27px;box-shadow:0 3px 16px rgba(12,65,72,.03)}.card p{color:var(--muted)}.card h3{margin:12px 0}.card a.more{font-weight:780;text-decoration:none}.card .visual{font-size:1.75rem;width:58px;height:58px;border-radius:16px;background:var(--sea);display:grid;place-items:center}.card.feature{border:2px solid #a9dacc}.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.step{padding:25px;background:#fff;border-radius:18px;border:1px solid var(--line)}.step:before{counter-increment:s;content:counter(s,decimal-leading-zero);display:block;width:44px;height:44px;line-height:44px;text-align:center;background:var(--deep);color:white;border-radius:13px;font-weight:850;margin-bottom:18px}.step p{color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.split img{height:420px;width:100%;object-fit:cover;border-radius:23px}.checklist{padding-left:24px}.checklist li{padding:6px 0}.checklist li::marker{color:var(--teal)}
.quote-band{background:linear-gradient(120deg,#0a4d60,#075160 60%,#087882);color:#fff;padding:54px 0}.quote-band p{color:#d8f2ef}.quote-band h2{margin-bottom:15px}.quote-band .btn{background:#e8fffa;color:var(--deep)!important;border-color:#e8fffa}
.intro{padding:57px 0;background:linear-gradient(125deg,#e7f6f3,#fbfcfa)}.intro h1{font-size:clamp(2.4rem,4.4vw,4rem);max-width:870px;margin:10px 0 18px}.intro .lead{font-size:1.12rem;color:var(--muted)}.breadcrumbs{font-size:.82rem;color:var(--muted);margin-bottom:22px}.breadcrumbs a{color:var(--muted)}.article-wrap{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(280px,.8fr);gap:38px;align-items:start}.prose h2{font-size:2.1rem;margin:45px 0 17px}.prose h3{margin:28px 0 11px}.prose ul li{margin-bottom:9px}.prose p,.prose li{color:#3a5761}.prose .note{border-left:4px solid var(--teal);background:var(--sea);padding:16px 20px;margin:28px 0;border-radius:0 12px 12px 0}.aside{position:sticky;top:105px}.aside .card{padding:23px}.aside ul{padding-left:19px}.aside li{margin-bottom:7px}.aside .btn{width:100%}.table-scroll{overflow-x:auto;border-radius:13px;border:1px solid var(--line)}table{width:100%;border-collapse:collapse;font-size:.91rem}th,td{text-align:left;padding:13px 15px;vertical-align:top;border-bottom:1px solid var(--line)}th{background:var(--sea);color:var(--deep)}tr:last-child td{border-bottom:0}
.faq{display:grid;gap:11px}details{border:1px solid var(--line);border-radius:13px;background:#fff;padding:19px 21px}summary{font-weight:780;cursor:pointer;color:var(--deep)}details p{margin:13px 0 0;color:var(--muted)}
.form-wrap{display:grid;grid-template-columns:.78fr 1.22fr;gap:45px;align-items:start}.form-card{background:#fff;border:1px solid var(--line);padding:30px;border-radius:23px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}label{font-weight:720;font-size:.89rem}label small{font-weight:400;color:var(--muted)}input,select,textarea{width:100%;padding:12px 13px;border:1px solid #b7d0d2;border-radius:10px;background:white;color:var(--deep);font:inherit;min-height:48px}input:focus,select:focus,textarea:focus{outline:3px solid #a5e5de;outline-offset:1px;border-color:var(--teal)}.choice{display:flex;align-items:flex-start;gap:10px;font-size:.86rem;line-height:1.5;color:var(--muted)}.choice input{min-height:auto;width:auto;margin:5px 0 0}.choice label{font-size:.86rem;font-weight:500}.form-hint{font-size:.78rem;color:var(--muted)}.form-status{padding:14px 16px;border-radius:10px;display:none;background:#fff6e2;color:#674d10;margin:0}.form-status.show{display:block}.footer{background:#072f3e;color:#d0e8e9;padding:50px 0 25px}.footer .logo{color:white}.footer-grid{display:grid;grid-template-columns:1.4fr .9fr .9fr;gap:38px}.footer h4{color:white;margin-bottom:15px}.footer a{color:#c8eaea}.footer-links{display:grid;gap:9px}.footer-note{border-top:1px solid #305765;margin-top:39px;padding-top:21px;color:#adcbd0;font-size:.78rem}.pill-links{display:flex;gap:10px;flex-wrap:wrap}.pill-links a{border:1px solid #b9d8d7;background:white;padding:8px 14px;border-radius:999px;text-decoration:none;color:var(--deep);font-weight:700;font-size:.87rem}.safe{border:1px solid #aad7d2;background:#f1fbfa;padding:18px 22px;border-radius:13px}.safe p:last-child{margin-bottom:0}.notice{font-size:.81rem;color:var(--muted)}
@media(max-width:950px){.nav-links{gap:13px}.hero-grid,.split,.form-wrap{grid-template-columns:1fr}.hero-media img{height:380px}.article-wrap{grid-template-columns:1fr}.aside{position:static}.grid3,.steps{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:700px){.nav{min-height:68px}.nav-toggle{display:flex}.nav-links{display:none;position:absolute;top:68px;left:0;right:0;background:white;padding:19px 24px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}.nav-links.open{display:flex}.nav-links a.btn{width:100%}.container{padding-left:19px;padding-right:19px}.hero{padding:45px 0 66px}.hero-media img{height:295px}.hero-sticker{left:10px;bottom:-26px}.stats{margin-top:-20px}.grid2,.grid3,.steps,.form-grid,.footer-grid{grid-template-columns:1fr}.section{padding:57px 0}.form-card{padding:22px}.field.full{grid-column:auto}h1{font-size:2.62rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}